DENTAL

Administered by Beam

Dental insurance helps you maintain good oral health while reducing out-of-pocket costs for routine and major dental care. Coverage typically includes preventive services such as exams, cleanings, and x-rays, as well as basic treatments like fillings, extractions, and root canals. For more complex needs, major services such as crowns, implants, bridges, and dentures are also covered. Most plans offer strong in-network benefits and competitive out-of-network reimbursement, ensuring flexibility and affordability for your dental care needs.

Preventive services include includes routine exams, cleanings, fluoride, space maintainers, x-rays and sealants
Basic services include emergency palliative treatment, root canals, fillings, extractions and dental surgery, periodontics and prosthetic maintenance
Major services Include implants, crowns, inlays and on-lays, bridges and dentures

Benefits	In-Network	Out-of-Network
Deductible (Single/Family)	$50/$100	$50/$100
Annual Maximum	$1,250	$1,250
Preventive & Diagnostic	100%	100%
Basic Services	80%	80%
Major Services	50%	50%
Orthodontia (child age 19)	50%	50%
Orthodontia Lifetime Maximum	$750	$750

*Out of network benefits are paid at 95th UCR.